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Most (but not all, the forex XRP being one exception) currently use proof-of-work as a means of deciding which of the transactions are accurate and how blocks of transactions are bundled and documented on the blockchain, forming an immutable (or censorship-resistant) ledger. A blockchain is distributed, which means multiple copies are saved on many machines, and they must all match for it to be valid. There are no physical bitcoins, only balances kept on a public ledger than everyone has clear access to, that - together with all Bitcoin transactions - is verified by a large amount of computing energy. You can view the typical charges on the Bitcoin mempool, which might be likened to a waiting room where unconfirmed transactions are held till they're selected and added to the blockchain by miners. Bitcoins are not issued or backed by any banks or governments, nor are particular person bitcoins valuable as a commodity.</<br>r>
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