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OCO orders are fairly useful for individuals who haven't got time to look at the charts consistently, and reacting to the market as the value motion unfolds. It's designed to place orders out there at preset intervals within a configured worth vary. Downpayment: The difference between the acquisition worth of actual property and the loan amount. Equity: The difference between the fair market worth of a property and the current indebtedness secured on the property. Beneficiary: The lender on the observe secured by a deed of trust. Mortgagee: A lender or creditor who holds a mortgage or Deed of Trust. Mortgagor: A borrower who is obligated to pay on a mortgage or Deed of Trust. Mortgage Origination Program (MOP): MOP was established by The Regents of the University of California in 1984 and utilizes funds from the unrestricted portion of the University's Short-Term Investment Pool (STIP) to make variable curiosity price first deed of trust loans of up to 30 years in size to eligible Faculty and members of the Senior Management Group.