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We now know that this was a disaster for nearly everyone, excepting the financial services industry it published. Individuals didn't cut costs or dollars on the right financial services. Many were in cash, which generally doesn't keep develop inflation. For a result, employers are getting more involved requiring people to opt via a 401k rather than opting in, choosing a target date mutual fund account as being a default rather than cash, and spending resources on educating their workers more about financial
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