Why You Should Consult With an
Auto Accident Lawyer
The no fault auto insurance law covers injuries as well as property damage, unless the negligent driver was uninsured. It's important to consult with an attorney in the event of a car accident prior to making a recorded or a written statement to an insurer.
Written and oral statements can be used against you in the event that your case goes to trial. A lawyer who has experience knows how to present your case in the most professional light.
Damages
There are two main categories of damages a person could receive following an automobile accident both economic and non-economic. Economic damages are quantifiable and measurable which can be easily determined. Medical bills, lost wages, and car repair costs are a few examples. Non-economic damages, on other hand, are much more difficult to quantify. They can be a result of pain and suffering as well as loss of enjoyment life and emotional anxiety.
An experienced car accident lawyer can assist victims in claiming their maximum amount of compensation. They can also advocate for a fair settlement with the insurance company that is at fault. They could even take the case to trial in the event that the insurance company is unwilling to pay full value.
A reputable lawyer for car accidents will ensure that victims account for all of the potential losses and expenses. They can accomplish this by gathering as much evidence as possible at the scene of the accident. They could, for instance capture images of the scene of the accident and collect information from witnesses. This will prevent the insurance company from trying to deny or undervalue your claim.
Furthermore, a car crash attorney can help victims estimate the full cost of their injuries. This includes future and past medical treatment, and any costs related to home care or hiring someone to do chores or cook if the injury makes it impossible for the person injured to perform these tasks.
Medical bills
Medical bills can quickly mount after a car crash. Even with no-fault insurance coverage or a settlement for personal injury lawsuits these bills will not magically disappear. You need help paying them now, not later.
There are two ways to quickly pay medical bills through your health insurance or your automobile insurance. The former is often called Med Pay in New York, and it covers your initial medical costs after an
auto accident lawyers accident, regardless of the person who caused the collision. The latter is usually provided by the state (Medicare) and/or a private insurance plan.
It is recommended to visit the doctor following an accident, particularly in the event that you're not feeling well or think your injuries aren't serious. A prompt evaluation can ensure that all of your injuries are identified and treated, including any internal injuries. In addition your visit can result in a medical report that can be crucial in a lawsuit.
If you have exhausted these two options, you can then turn to the driver responsible's liability policy if the coverage is enough to cover any damage. Keep in mind, though, that you will have to pay your own deductible and copays prior to paying. When an agreement is reached with the responsible party you will be compensated for the entire cost of the accident. It's important to keep a record of your expenses and bills.
Lost wages
A serious car crash could result in lost wages. It can be very stressful to fulfill your financial obligations if you are unable to work because of an injury from a car accident. You may need to borrow money from relatives or rely on your own savings until your case is settled. A seasoned New York car accident attorney can evaluate your case and determine whether you have an adequate claim for loss of earnings.
In the event of a car accident, the judge will award compensatory damages in order to reimburse you the money you would have made in the event that you weren't injured. Payroll, benefits and overtime all fall under the umbrella term of "economic damages." The goal of this kind of compensation is to get you to the financial position prior to the time of the accident.
A judge will calculate the amount you've lost if you miss work due to your injuries by reviewing a letter that confirms the plaintiff's hourly or salary and the time you missed work. Other evidence that is relevant could include bank statements, profit-and-loss accounts, and tax returns.
In addition, to the loss of income, an
auto accident lawyer can pursue compensation for future loss of earning potential. This is a complicated component of your damages, which could be difficult to prove. Expert witnesses is required.
Pain and suffering
A serious car crash can cause medical bills, property damage, and loss of income. Additionally, you may suffer from psychological and emotional trauma. The pain and suffering you experience can be very real and requires compensation. An attorney can help you obtain the money you're due.
A lawyer can help you resolve issues with insurance companies. Since insurance adjusters have their own financial interests in mind, they often try to limit or deny your claim. A lawyer who has experience in car accidents will protect you from these tactics and negotiate for a fair settlement of your damages and losses.
While you're recovering from injuries, it's crucial to note all expenses and property damage that comes with the accident. This includes medical bills, repair estimates and receipts for any damaged items. Photograph your injuries as well as the scene of the accident. You should not talk to anyone regarding the accident except for police and medical professionals.
A lawyer can also assist you to determine who is responsible for the accident. New York is a state that utilizes "comparative negligence", which means that the amount you receive for damages will be reduced by the percentage of your responsibility. In certain cases the liable party could be a corporation, city or state agency, or a sanitation or public transportation company.