Why You Should Consult With an
Auto Accident Lawyer
Under Florida's no-fault auto insurance laws, your car insurance policy will cover injuries and property damage in the event that the driver who caused the damage is uninsured. This is the reason it's advisable to consult with a lawyer for a car accident prior to giving a recorded or written statement to the insurance company.
Written and oral statements could be used against you if your case goes to trial. A seasoned attorney in car accidents will know how to prepare and present a case to maximize the value.
Damages
There are two types of damages that victims may be awarded following an accident. These are economic and non-economic. Economic damages are easily quantifiable. Medical bills, lost wages and car repair costs are just a few examples. Non-economic damages, on the contrary, are more difficult to quantify. These damages may include emotional distress and loss of enjoyment living.
An experienced lawyer for car accidents can help victims receive the highest amount of compensation. They can also lobbie to get a fair settlement with the insurance company of the driver who was at blame. They could even make the case go to trial in the event that the insurance company refuses to make a full payment.
A good car accident lawyer will ensure that the victims are accountable for all their expenses and losses. They can do this by gathering as much evidence as possible at the scene of the accident. They can, for instance, take pictures of the scene of the accident and collect information from witness. This will ensure that the insurance company does not attempt to minimize a claim, or reject it completely.
In addition, a personal injury lawyer should assist victims to calculate the total cost of their injuries. This includes the cost of past and future medical treatment, as well any expenses associated with hiring someone to cook or take care of chores if the victim is in a position to perform these tasks.
Medical bills
Medical bills can quickly mount after a car accident. Even even if you have no-fault insurance or a settlement from an injury lawsuit and the bills aren't going away. You have to pay them now, not later.
There are two options to get your medical bills paid that are covered by your car insurance and health insurance. The former is often called Med Pay in New York, and it covers the initial medical expenses after an
auto accident attorney accident, regardless of who is responsible for the accident. The latter is typically provided by the state (Medicare) or through private insurance plans.
Always consult the doctor following an accident, particularly in the event that you're not feeling well or believe that your injuries aren't that severe. A quick assessment will ensure that your injuries, including internal injuries, are recognized and treated. Your visit will also produce a medical record that can be crucial in the event of a lawsuit.
If these two options have been exhausted, you may turn to the at-fault driver's liability insurance if it will cover your losses. Keep in mind, however that you'll have to pay your own deductible and copays before you can pay. Once you have reached an agreement with the party responsible you will be reimbursed for all accident-related costs. This is why it's important to keep track of all your bills and any expenditures out of pocket.
Lost wages
A serious car accident could also result in a loss of income. If you're unable to work due to injuries sustained in a crash, it can be extremely stressful to keep up with your daily financial obligations. You may have to borrow money from your family or rely on savings until your case is settled. A New York car accident lawyer can review your case to determine if you have an appropriate claim.
In car accident cases the judge will award compensation damages to pay for the money that you would have earned if not for your injuries. Wages, overtime, and benefits are all covered under the definition of "economic damages." This compensation is meant to restore you to the financial situation you were in prior to the accident.
A judge will calculate the amount of money that you've lost when missed work because of injuries, by reviewing a document that confirms the plaintiff's wage or hourly pay and the length of time you missed work. Bank statements and paycheck stubs are also relevant. Profit-and-loss accounts, tax returns, and profit-and-loss reports are also a possibility.
In addition, to the loss of income, an
auto accident attorney accident lawyer could seek compensation for lost earnings potential. This is a specialized aspect of your damages that can be difficult to prove and will require the help of an expert witness.
Pain and suffering
A serious car crash can cause medical bills, property damage and a loss of income. There is also the possibility of suffering emotional and psychological trauma. The suffering and pain you endure can be real and deserve to be paid. A lawyer can help receive the compensation you deserve.
A lawyer can also help you deal with insurance companies. Insurance adjusters are motivated by their own financial interests and will usually try to deny or reduce your claim. A lawyer who handles car accidents can shield you from these tactics and negotiate an appropriate settlement for your losses and injuries.
Keep track of all the expenses and property damage you incurred as the result of the accident. This includes medical bills, estimates for repairs as well as receipts for any damaged items. It is also essential to take photographs of the accident site and your injuries. Avoid discussing the accident with anyone, besides medical professionals and police officers.
An attorney can help determine the person responsible for the accident. New York is a state that employs "comparative negligence" which means that the amount you are awarded for damages will be reduced by the proportion of your responsibility. In certain cases the responsible party could be a city, corporation or state agency or the public transportation or sanitation company.