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There surely are a number of fees that banks charge you. These include, for example: monthly checking account fees, per-use check fees, fees for viewing scanned copies of previously-written checks online, overdraft fees, and bill-paying fines. There are also fees for ordering checks, requesting certain special associated with bank statements, and transferring balances between accounts (as part of overdraft protection), and more. That's a lot of bank charges!
Overdraft protection was a wonderfully-lucrative invention by creditors. Gaining in widespread popularity in the 2000s, overdraft protection was devised like a way to protect bank customers from having their checks bounce or debit card transactions rejected. However, with fees as high as $35/instance simply no limit to number of instances within a given day, what overdraft protection amounted to would be a huge money-making scheme for banks.
If must make sure security for your personal money, opening an account in your budget would regarded big better. A bank account would keep money trustworthy. Keeping large amount of profit unsecured places will not help you at ease because you'll then always worry that income can get stolen.
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