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n Credit Counseling: Agencies can present steerage on enhancing credit scores and managing funds.
Debt Consolidation: Consolidating high-interest debts right into a single, lower-interest mortgage might be an choice.
Peer-to-Peer Lending: Platforms that join debtors immediately with particular person traders.
Borrowing from Family or Friends: If feasible, this is usually a low-cost possibility, although it requires cautious consideration to avoid relationship press



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