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Don't avoid mutual money. They are the best investment for most people most often. These funds are also the investment options available in most 401k tasks. You need to invest in bonds and stocks to put your money to career. Otherwise, you're stuck with money safely tucked away someplace making peanuts obtainable interest. A person have think of stocks and bonds, think stock funds and bond funds.

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Over prior several years I have included owning gold, shares and gold funds as an ingredient of my recommended best invest methodology. For 2012 I no longer include gold in my investment strategy, primarily because gold's price has become extremely inflated over accessible products . few months or even years. Gold has you have to be of a speculation than the usual hedge against inflation or disaster. As opposed to holding gold I would suggest putting a certain amount of your investment dollars in an insured account at community bank. Sometimes cash is king, especially if interest rates are extremely low and rising. Money market settlement is the best funds for safety. When rates progress up they should become quite attractive like a safe haven for speculators.

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