Motor Vehicle Legal Terms
The laws governing motor vehicles vary from one state to the next. In general, laws assume that the vehicle was operated by the owner's permission.
Laws enhancing penalties, making revocation automatic or targeting social hosts have varying effects on mortality rates. Mandatory education, alcohol treatment and interlock devices have minimal effects.
Legal Definitions
State laws govern the legal definitions of
motor vehicle accident law firm vehicles. The various definitions that are used for matters pertaining to national requirements for fuel economy and licensing standards for commercial vehicle drivers serve mainly for administrative reasons, and are not applicable to states determining their own registration classifications. These classifications of vehicles determine whether a driver requires a special licence to operate certain kinds of vehicles.
These state laws define the terms "automobile," "light truck" and others. For example, the definition of light truck is all motor vehicles with an estimated carrying capacity of less than 7,500 pounds. This excludes pickup trucks and panel delivery trucks. This includes any vehicle or combination that is designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.
A wheel chair conveyance is a device equipped with wheels, used primarily by those who because of physical impairment cannot walk as pedestrians. A moped is a motor vehicle with fewer than three wheels that come into contact with the ground. It is able to travel at a speed of not more than 35 miles per hour.
A pedicab, also known as pedal-driven vehicle, is driven by a driver who sits on top of it. The owner of a vehicle is the one who owns the legal title.
Traffic Laws
Typically, each state has its own set of motor vehicle law that cover everything from the registration process to the insurance requirements. They also regulate the types of vehicles that are covered by law. Some of these laws are the same across states, however others vary considerably. There are laws that limit the number of people who can be carried in a pedicab. There are laws that ban reckless driving in certain types of roads, like a parking lots.
Any person who operates a motor vehicle that is in violation of these laws could be fined and punished for doing so. The penalties can range from getting your driver's license revoked to having to attend traffic school.
One of the most important laws in a state regarding vehicles is the one that governs the speed limits that are placed on roads. In New York, for example it says that the speed limit for a commercial vehicle is the same as that of an automobile.
The law also defines the definition of a "
motor vehicle accident lawsuits vehicle." This includes any description of carriage or other device that is driven by mechanical energy and employed on a public highway for the transportation of people or property or for any other commercial purpose. It excludes semitrailers and trailers, coaches or house trailers or vehicles that only run upon rails or tracks snowmobiles, all-terrain and snowmobiles as well as motorized mobility aids that are operated by a person who has disabilities, and self-propelled hay harvesting machines and tractors.
Insurance
A motor vehicle policy is a contract that covers the insurer against financial losses caused by bodily injury or death or property damage caused by a third-party due to the maintaining, operating or the use of an insured vehicle. It can also protect physical damage to the vehicle. It must include the address and name of the insured named the policy, the coverage provided by the policy, as well as the premium payable, the duration of its effectiveness, and the limits of liability. It must also include an agreement or endorsement that states that the insurance offered is in compliance with the coverage provided for bodily injuries or death, as well as property damage.
The wording in a motor vehicle insurance policy can be confusing for the average person, and Duncanville law firms usually recommend that a person read a sample policy to fully understand the terms. One of the most frequent confusions is the definition of "motor vehicle". The phrase is found in a number of statutes that govern the registration of vehicles and financial accountability laws.
Examples of coverages under an insurance policy are commercial auto coverage for automobiles that are used for commercial and business establishments or activities, employment, or jobs performed for profit, as well as automobile liability insurance, which covers PIP MP, MP, as well as uninsured or underinsured driver coverage (UM/UIM). A majority of states require drivers to have this type of insurance.
Permissible Use
It is essential to understand the way insurance coverage works when someone other than the named insured or a family member is driving your vehicle and causes an accident. This concept is referred to as permissive usage and the specific terms of your policy might differ however, in general, most large car insurance providers offer this kind of insurance.
It is important to keep in mind that you are responsible for any damages caused by a driver who has your permission. Permission may be granted in the form of a written statement or implied, and is not required to be written down.
In determining whether there is implied permission, courts look at the relationship between the two parties; their previous behavior and use of the vehicle; and the circumstances surrounding the specific driving incident in question. A court will also consider the extent to which restrictions were imposed on the permissive use, and if even one minor deviation from time, place and use limitations of the original permission would violate the restrictions.
Keep in mind that adding a driver to your car insurance is likely to cause your insurance premium to go up, as it makes the vehicle more risky to insure. It is essential to weigh your options before lending your car to anyone else. Contact Jerry to receive a no-cost insurance quote and discuss your policy's terms.