Why You Should Consult With an Auto Accident Lawyer
Florida's no fault auto insurance law covers injuries and property damage, unless the negligent driver is not insured. This is the reason why it's best to consult a lawyer if you've been involved in a car crash before making an oral or written statement to the insurance company.
Oral and written statements can be used against you in the event that your case goes to trial. A seasoned attorney in car accidents will know how to properly prepare and testify in a trial to maximize the value.
Damages
There are two main categories of damages a victim can receive following an accident in the car which are economic and non-economic. Economic damages are the kind of losses which can be easily determined. These include medical bills lost wages and vehicle repair costs. Non-economic damages, on the contrary, are more difficult to quantify. They can be characterized by pain and suffering, emotional distress and loss of enjoyment of living.
A skilled lawyer for car accidents can assist victims in claiming their maximum amount of compensation. They can also fight to negotiate a fair settlement with the insurance company of the driver at fault. They could even take the case to trial if the insurance company refuses to pay full value.
A good lawyer for car accidents should make sure that victims are compensated for all of their expenses and losses. They can accomplish this by collecting as much evidence as possible at the scene of the accident. For example, they can take pictures of the site of the accident and gather details from witnesses. This will stop the insurance company from attempting to make claims that are not worth the money.
In addition, a personal injury lawyer should assist victims to calculate the total cost of their injuries. This includes future and past medical treatment as well as any expenses related to the home or hiring someone to perform chores or cook if the accident has made it difficult for the victim to perform these tasks.
Medical bills
Medical bills can quickly pile up after a car crash. Even if you're insured for no fault or an agreement from an injury lawsuit, the bills won't disappear. They need your help now, not later.
There are two easy ways to get your medical bills paid through your car insurance and health insurance. The first is usually referred to as Med Pay in New York, and it covers the initial medical expenses after an
auto accident, regardless of who was responsible for the crash. The latter is usually provided by the state (Medicare) or via a private insurer's plan.
Always visit the doctor after an accident, especially in the event that you're not feeling well or believe that your injuries aren't serious. A prompt evaluation can ensure that all of your injuries are identified and treated for internal injuries, as well as any external ones. Your visit will also produce medical records that can be crucial in the event of a lawsuit.
If you have exhausted both of these options, you can then turn to the driver responsible's liability policy if it's enough to cover any damage. You will still have to pay for your own copays and deductibles. Once an agreement is reached with the party at fault, you will be reimbursed for all accident-related costs. It's crucial to keep track of your expenses and bills.
Loss of wages
In addition to medical expenses and property damage, a serious car accident can also result in the loss of wages. It can be extremely stressful to fulfill your financial obligations if cannot work due to an injury from a car accident. You may need to rely on your personal savings or borrow money from family members until your case is resolved. A New York car accident lawyer will review your case to determine if you have a valid claim.
In the case of a car accident, a judge awards compensatory damages that reimburse you for the amount of money you would have earned if not for your injuries. Earnings, overtime, and benefits are all covered under the definition of "economic damages." This amount of money is designed to restore you to the financial position that you were in prior to the accident.
When you're missing work because of an injury, a judge calculates how much you've lost by studying a letter sent by the plaintiff's employer, which confirms their salary or hourly wage as well as how long they've been absent from work. Other evidence that is relevant could include bank statements, profit-and-loss accounts and tax returns.
In addition, to the loss of income, an
auto accident lawyer may seek compensation for lost earnings. This is a complex aspect of your losses, which is difficult to prove. Expert witnesses will be needed.
Pain and suffering
A serious car accident could leave you with medical bills, property damage and lost income. You could also be suffering from emotional and psychological trauma. The pain and suffering you endure can be real and deserves to be compensated. A lawyer can help you get the money you deserve.
A lawyer can also assist you to deal with insurance companies. Since insurance adjusters have their own financial interests at heart they frequently try to deny or minimize your claim. A car accident attorney will protect you from these tactics and negotiate an equitable settlement for your injuries and losses.
While you're recovering from injuries, it's crucial to keep track of all the damages to property and expenses that are associated to the accident. This includes medical bills, estimates for repairs, and receipts for any damaged items. It is also essential to capture photos of the accident scene and your injuries. Also, you should avoid talking to anyone about the incident with the exception of police and medical professionals.
A lawyer can also assist you to determine who is at fault for the accident. New York is a state that uses "comparative negligence", which means that the amount you're awarded for damages will be reduced by the percentage of your fault. In certain cases a corporation, a city or state agency, or a sanitation company or
auto accident a public transportation service may be the party responsible.