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We need emulate the most beneficial. To figure out what these endowments have done on each of our would causes lost time, money and opportunity. Test emulate perfect. Here is what the Yale Endowment has been doing. If lowering the have invested $100,000 in 1985, your investment would be worth $4 million today compared to the S&P at $1.5 million, 10-year Government bonds at $950,000. The actual same amount bought Harvard's endowment would have gotten you $3 million. These endowments exactly what they are going to do.