Are you looking to save money and reduce debt, but tired of hearing the same money-saving tips? Don't buy Starbucks coffee; make your own. Then check out these five clever strategies suggested by experts from the National Association of Personal Financial Advisors. Almost all of the financial planners we contacted advise clients to cancel their traditional cable TV subscriptions. Cable TV prices have skyrocketed more than 100 percent since 2007 to reach an average price of $217 a month in 2020. Over that same period, streaming video services have reshaped the entertainment landscape for a fraction of the cost. Yes, you still need to pay for internet service, but that will run you an average of $60 a month, or less if you choose a lower-bandwidth package. Netflix recommends download speeds of 25 Mbps for streaming high-definition 4K movies, but if you're OK with SD quality, you can get away with slower and cheaper connections. But if you're not a huge TV watcher and only want to see a few shows and movies a week, you could go a lot cheaper.
Netflix starts at $9 a month, but there are tons of competitors out there offering even cheaper rates. Nicholas Schneibner with Baron Financial Group notes that Amazon Prime Video comes included with an Amazon Prime subscription ($13 a month) and Netflix can be bundled for free with some mobile phone services. If you want to cut the cord entirely and collect the biggest savings, says Daniel Johnson at Forward Thinking Wealth Management, get to know your local library. You can check out DVDs of movies and TV shows for free, plus audiobook and ebooks. You might have to wait in line for your favorite titles to be available, though. Impulse buying is the enemy of all budgets. If you stuck to the spending plan, the savings would simply roll in, but when was the last time you walked out of a store - or checked out of an online store - with only the items on your shopping list? First rule of reducing impulse purchases, says Beth Pickenpaugh of Guardian Wealth Management, is never to go grocery shopping hungry. Second, leave the kids at home. She estimates savings of at least $20 per trip to the grocery store and annual savings in the thousands of dollars. Linda Rogers of Planning Within Reach advises clients to turn off 1-Click ordering on Amazon, which makes it almost too easy to buy unnecessary items on a whim. Rogers recommends using the "Wish List" option instead. One surprising arena for impulse spending is charitable giving. We're bombarded with emails and Facebook pleas from nonprofits doing important work, so it's tempting to give $25 to all of them. Lauren Lindsay with Personal Financial Advisors.
Amazon Prime Day is almost upon us once again. We don't have a confirmed date just yet, but the sale usually takes place in July, so that means we've only got a few months left to go. You can stick with us for all the latest news and updates as the two-day sale approaches - as well as our expert predictions and expectations for this year's Prime Day deals. To give us a little idea of what to expect, Amazon ran a brief Spring Sale in March that featured many products that are likely to be on sale for Prime Day. This two-day deals event wasn't on the same scale as Prime Day, but did offer a chance to bag a few bargains earlier in the year on Amazon devices, tech, toys, fashion and more - even though not all the prices were as low as we'd seen in the past.
From now and throughout the actual sale, this will be your destination for all things related to Amazon Prime Day 2023. For the time being, we've got all the crucial details from last year's event - including the best deals that were available and how you could find the biggest savings to make the most of the sale. When is Amazon Prime Day 2023? Unfortunately, beautydrops.shop we don't have a concrete answer for that right now. Amazon doesn't tend to confirm when its Prime Day sale will take place until a couple of weeks before the event. However, we can make some solid predictions based on the sale dates from previous years. One thing we can almost say for certain is that Prime Day 2023 will take place in July. Outside of the two times it was rescheduled due to the pandemic, Amazon has always held the sale in July - and it returned to that month for the most recent event, too.
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