Why You Should Consult With an
Auto Accident LawyerUnder Florida's no-fault auto insurance law your insurance policy for your vehicle covers property damage and injuries in the event that the driver who caused the damage is not insured. It is essential to consult an attorney in the event of a car accident prior to making a recorded or written statement to an insurer.
If your case is taken to court, oral and written statements could be used against you. An attorney who has experience can prepare and present a case in the most effective light.
Damages
There are two main categories of damages a person will receive in the event of an automobile accident: economic and non-economic. Economic damages are quantifiable and measurable that can be easily established. Medical bills, lost wages, and vehicle repair costs are examples. Non-economic damages are more difficult to quantify. These damages could include pain and
auto accident lawyer suffering, emotional distress, and loss of enjoyment of living.
An experienced lawyer for car accidents can help victims receive the most compensation. They can also try to negotiate a fair settlement with the insurance company of the driver who was at blame. They could even bring the case to trial in the event that the insurance company refuses to pay the full amount.
A good car accident lawyer should make sure that victims account for all of their expenses and losses. They can accomplish this by collecting as much evidence as they can at the scene of the accident. For instance, they could take photos of the location of the accident, and gather information from witnesses. This will ensure that the insurance company doesn't try to undervalue a claim, or dismiss it completely.
A lawyer for car accidents will also help victims estimate their total costs. This includes future and past medical treatment as well as any expenses related to home care or hiring someone else to do chores or cook, if the injury has made it impossible for the victim to carry out these tasks.
Medical bills
If you're involved in a car accident, medical bills can accumulate quickly. Even in the event that you have no-fault insurance or an award from a personal injury suit it's not going to disappear. You'll need help with paying them now, not later.
There are two ways to quickly pay your medical bills: through your own health insurance or your automobile insurance. The former is commonly referred to as Med Pay in New York, and it covers your initial medical costs following an accident in the car, regardless of who caused the crash. The latter is typically provided by the state (Medicare) or through a private insurer's plan.
Always go to the doctor if you're feeling unwell or if your injuries do not seem severe. A quick evaluation will ensure that your injuries, including internal injuries, are correctly identified and treated. Your visit will also produce an medical record that could be crucial in the event of a lawsuit.
After these two avenues have been exhausted, you can go to the driver at fault's liability insurance, if their policy will cover your losses. Keep in mind, however that you'll have to pay your own deductible and copays before you can pay. After a settlement is reached with the responsible party you will be reimbursed for all accident-related costs. This is why it's crucial to keep the track of all your expenses as well as any expenses you pay out of your pocket.
Lost wages
A serious accident in the car can also cause lost wages. If you're not able to work because of an injury from an accident, it can be a stressful task to pay your financial obligations daily. You may need to borrow money from relatives or use savings from your personal account until the case is settled. A seasoned New York car accident attorney will review your case and determine if you have a valid claim to recover loss of earnings.
In the case of a car accident the judge will award compensation damages to pay for the money that you would have earned had it not been for your injury. Benefits, wages and overtime fall under the umbrella term "economic damages." The purpose of this type of compensation is to restore you to the financial position before the accident occurred.
A judge will determine the amount of money you've lost if you are unable to work because of your injuries by reviewing a letter that confirms the plaintiff's salary or hourly rate, and how long you were off work. Paycheck stubs and bank statements are also relevant. Profit-and-loss accounts, tax returns and profit-and-loss reporting can also be included.
In addition to losing income, an
auto accident law firms accident lawyer may seek compensation for lost earning potential. This is a specialized aspect of your injury that can be difficult to prove and will require the help of an expert witness.
Pain and suffering
There could be unpaid medical bills, damaged to your property, and even loss of income if you suffer an accident that is severe. Additionally, you may experience emotional and psychological trauma. The pain and suffering that you feel is real and deserves to be compensated. A lawyer can assist you in getting the money you're entitled to.
A lawyer can help you navigate insurance companies. Since insurance adjusters have their own financial interests at heart they frequently try to minimize or deny your claim. A lawyer for car accidents can shield you from these tactics and negotiate a fair settlement for your losses and injuries.
While you're recovering from your injuries, it's crucial to note all expenses and property damage that comes with the accident. Included in this document are medical bills, estimates for repairs and receipts for damaged items. It is also essential to capture photos of the accident scene and the injuries you sustained. You should also avoid talking to anyone about the accident with the exception of police and medical experts.
A lawyer can also help determine who is responsible for the accident. New York is a state that utilizes "comparative negligence", which means that the amount you're awarded for damages will be reduced by the proportion of your fault. In certain cases the liable party could be a corporation, city or state agency, or an organization that provides public transportation or sanitation company.