Motor Vehicle Legal Terms
The laws governing motor vehicles are different from one state to another. In general, laws assume that the vehicle was used with the consent of the owner.
Laws that increase penalties such as making revocation automatic and the targeting of social hosts have mixed impact on mortality rates. All of these measures, which include mandatory education, alcohol treatment and interlock devices, have only a little effect.
Legal Definitions
State laws regulate the legal terms used by
motor vehicle accident attorney vehicles. The definitions used by the federal government for national standards for fuel economy and licensing requirements for drivers of commercial vehicles are mostly administrative and are not applicable when states establish their own classifications of registration. These vehicle classifications determine whether a driver requires a special licence to operate certain types of vehicles.
The state laws define the terms "automobile," "light truck" and many others. As an example light truck, it's any vehicle with a capacity that is less than 7,500 pounds. This excludes pickup trucks as well as panel delivery trucks. This is any vehicle or combination that is specifically designed to transport passengers or property within its own structure. This includes manufactured homes and trailers.
Wheel chairs are vehicles with wheels utilized by people who are physically disabled and
motor Vehicle accident Lawyers unable to walk. Mopeds are
motor vehicle Accident lawyers vehicle with fewer than three wheels that come into contact with the ground. It is able to travel at a speed of not more than 35 miles per hour.
A pedal-driven vehicle, is one that is driven by the person sitting on the top of it. A person who holds the legal title to a vehicle is referred to as its owner.
Traffic Laws
Each state has its own motor vehicle laws which cover everything from registration process to the insurance requirements. These statutes also address the types of vehicles that are subject to the law. Some of these laws are identical across states, however others are different. For instance, there are laws that limit the number of people that can be transported in a pedicab. There are laws that ban reckless driving on certain kinds of roads, including parking lots.
If you break these laws, you may be fined and punished. The penalties range from getting your driver's license revoked to having to attend traffic school.
One of the most important laws in a state pertaining to automobiles is that it governs the speed limits established on the roads. In New York for example, the speed limit is the same for commercial vehicles as it is for automobiles.
The law also defines the definition of the term "motor vehicle." This covers every description of a vehicle or contrivance that is propelled by mechanical power and is used on a public highway for the transport of people or property or for any other commercial use. The law does not apply to trailers, coaches and semitrailers, all terrain and snowmobiles as well as motorized mobility assist devices used by disabled people as well as self-propelled corn and harvesting machines for hay.
Insurance
A motor vehicle insurance policy is an agreement between the insurer and insured that covers financial loss resulting from liability for bodily injuries or death, property damage to a third party that arises from ownership and operation, maintenance or use of a covered vehicle. It may also protect physical damage to the vehicle. It must contain the address and name of the insured named, the coverage afforded by the policy, the amount charged therefor, the period of effectivity and the limits of liability. It must also contain an agreement or a statement that the insurance provided is in accordance with the coverage stated in the policy, in relation to bodily injury, death or property damage and is subject to all the provisions of this chapter.
The language used in the motor vehicle policy may be confusing to the average person. Duncanville law firms will often recommend that a person read the sample policy to be aware of the terms. One of the most common areas of confusion is the definition of the term "motor vehicle." The phrase appears often in statutes governing the registration of vehicles and financial accountability laws.
Examples of coverage under a
motor vehicle accident law firms vehicle policy include commercial auto insurance that covers vehicles used in connection with commercial establishments, business work or occupations that are primarily for profit; automobile liability insurance, which includes MP and PIP; and uninsured motorist and underinsured motorist coverage (UM/UIM). Many states require drivers to carry this type of insurance.
Permitted Use
It is crucial to understand the way insurance coverage works in the event that someone other than the named insured or a family member is driving your vehicle and
motor vehicle accident lawyers causes an accident. This concept is referred to as permissive usage and the specific terms of your policy may differ, but in general most large car insurance companies offer this kind of insurance.
It is crucial to remember that you are responsible for any damage caused by a driver with your permission. Permission can be express or implied, and generally does not have to be written down.
In determining if there is an implied permission, courts consider the relationship between the parties, their previous behavior and use of the vehicle; and circumstances surrounding the particular driving event. A judge will also consider whether there were any restrictions placed on the scope of permissive use and if any minor deviations from the duration, location or limitations of the original permission would be in violation of these limitations.
Be aware that adding an additional driver to your auto insurance policy will likely increase your premium, because the vehicle becomes more risky to cover. It is therefore essential to consider your options carefully prior to lending your car to other people. Contact Jerry for a free insurance quote and discuss the terms of your policy.