Diversification. A broad-based growth fund typically invests in dozens of companies in various industries, perhaps in different countries world wide. If one stock goes down, hopefully a large others could go up. There is excellent protection and sound risk management built-in to the funds.
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Bonds and bond funds have paid higher interest, and tend to be relatively safe long-term investments since mortgage rates peaked caused by a shortage 1980's. You could earn quick 15% pace in top standard bonds issued back then, compared to as low as 5% during 2009. As rates fell over the years, bonds in general gained in value also. The opposite will happen when rates increase. The price or value of one's 5% bond will fall when investors can find more from new bond facts.