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How devote in stock funds: buying both domestic (U.S. stock) and international funds boost diversification. Don't be too aggressive, and favor equity (stock) funds that invest in large-company dividend-paying stocks. They less volatile than growth funds along with 2% or 3% dividend is attractive as a kicker while you consider today's interest rates.
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The top funds offer good service and provide easy-to-read quarterly statements. Mike's were a challenge to recognise. He couldn't even tell at having a look what his investment in mutual funds was seriously. Mike was both right and inappropriate. No, his salesman did not take money out of his account, directly. The fund company did it for to him. Yes, it was fair to state that these were not good investments, and NOT the top funds buy the INVESTOR'S point of view. Both were stock funds, and Mike had lost cash in both at all.