Motor Vehicle Legal Terms
The laws for motor vehicles vary from state to state. In general, the law assumes that the vehicle is operating with its owner's permission.
Laws that increase penalties, making revocation automatic or the targeting of social hosts have mixed effects on mortality rates. All of these measures, including mandatory education, alcohol treatment and interlock devices, have a small effect.
Legal Definitions
The laws governing motor vehicle legal terms are formulated and determined at the state level. The various definitions that are used for national requirements for fuel efficiency and licensing requirements for commercial vehicle drivers are primarily for administrative purposes, and do not apply to states determining their own registration classifications. These classifications for vehicle registrations determine whether a driver has to get a license specific to operate certain types of vehicles.
These state laws define terms like "automobile," "light trucks" and others. For instance the definition of light truck includes any motor vehicle accident lawsuits (
Modernpnp blog post) vehicle with an rated carrying capacity by the manufacturer of less than 7,500 pounds. This excludes panel delivery trucks as well as pickup trucks. Also, it does not include any combination of vehicles specifically designed to transport passengers or property completely within its own structure, such as manufactured homes and trailers.
A wheel chair is a machine with wheels, typically used by persons who, due to physical disability, are unable to move around as pedestrians. A moped is a vehicle with no more than three wheels on the ground, and that can travel at maximum speed of 35 miles per hour.
A pedal-driven vehicle, is one that is driven by the driver sitting on top of it. A person who owns the legal title to a car is called the owner of the vehicle.
Traffic Laws
Each state has its own set motor vehicle laws which cover everything from registration procedure to the insurance requirements. These laws also cover the types of vehicles covered by law. While certain laws are fairly similar between states, others are quite different. There are laws that restrict the number of people who can be carried in a pedicab. There are laws against reckless driving on certain types of roads, including parking lot.
If you are in violation of these laws, you can be punished and fined. Penalties can include getting your license suspended or having to take a traffic class.
The law that regulates speed limits on roads is among the most important laws a state has. In New York, for example it is stated that the speed limit for commercial vehicle is the same as for an automobile.
It also defines the term "motor vehicle" as any vehicle or other device that is propelled mechanically and is used on the highway to transport people or property or for other commercial reasons. The law does not apply to trailers, semitrailers and
Motor vehicle accident Lawsuits coaches, all-terrain and snowmobiles motorized mobility assist systems operated by people with disabilities, and self-propelled corn and hay harvesting machines.
Insurance
A motor vehicle insurance policy is a contract that covers the insurer against financial losses due to liability for bodily injury or death or property damage caused by a third-party caused by the operating, ownership, maintenance or the use of an insured vehicle. It may also protect against physical damage to the vehicle. It must mention the address and name of the insured named the policy, the coverage provided by the policy, the amount paid for it, the time of effectiveness and the limits of liability. It must also contain an endorsement or agreement stating that the insurance coverage is in line with the coverage specific to bodily injury, death or property damage.
The language used in a motor vehicle policy can be confusing for the average person, and Duncanville law firms often recommend that an individual review the sample policy to comprehend the terms. One of the most common confusions is the definition of "
motor vehicle accident attorneys vehicle". This phrase is found in a number of statutes that govern the registration of vehicles and financial accountability laws.
Examples of coverage under a motor vehicle policy include commercial auto insurance that covers vehicles used in connection with commercial, business, activities, employment or occupations that are primarily for profit; automobile liability insurance which includes PIP and MP; and uninsured motorist and underinsured driver coverage (UM/UIM). This type of insurance is required by several states.
Permitted Use
If someone other than the named insured or a family member drives your car and gets into an accident, it's important to understand the way insurance coverage works in these circumstances. This is known as permissive utilization. The specific terms of your insurance policy could differ, but the majority of large insurance companies offer this type of coverage.
However, it is important to note that a person driving your car must have your permission for you to be held liable for any damages. Permission may be expressed or implied, and usually does not have to be written down.
In determining if there is an implied permission, courts examine the relationship between the two parties; their previous conduct and the use of the vehicle; and the circumstances surrounding the particular driving event. The court will also consider whether there were any restrictions placed on the permissive use, and if even a minor deviation from the duration, location and limitations of the initial permission would violate the restrictions.
Be aware that adding a driver to your auto insurance policy will increase your premium, as the vehicle becomes more difficult to cover. It is essential to consider your options prior to lending out your vehicle to someone else. If you are unsure about whether to add someone else to your policy or not, contact Jerry to discuss the specific terms of your insurance policy and receive a free quote.